Halal Personal Finance · For Beginners and Beyond

Take control of your financial powerthe halal way

A step-by-step guide through halal personal finance — one milestone at a time. Every concept (riba, zakat, halal investing) explained in plain language, with halal products you can compare side-by-side. The cost of not knowing this is real money.

No prior knowledge needed
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Plain language, no jargon
Foundation · Step 03 NOW

Eliminate interest-bearing debt

We'll help you list every loan, rank by interest rate, and build an avalanche plan.

What you'll save
$3,840/yr in avoided interest
Step 03 of 19
15%
↑ Every milestone shows what you'll learn — and what it's worth in real dollars.
0finance background needed
19steps from beginner to confident
~$5ktypical first-year savings*
Freeto start the roadmap
From zero, with structure

You don't need to know any of this yet.

Most halal-finance content assumes you already know finance. Maal doesn't. We start where you are — and the structure does the heavy lifting.

01
I've never opened a brokerage.

We start with what a brokerage even is, then point you toward halal ones you can open in about 20 minutes.

02
I don't know what zakat is.

Zakat is 2.5% of wealth, paid yearly. We do the math for you and explain every line.

03
I have credit card debt.

We rank your debts, show the interest you're bleeding, and build a halal payoff plan.

04
I don't trust myself with money.

You don't have to. Maal gives you a system: one step, one month, one win at a time.

What it pays back

Learning a little now literally makes you money for life.

Maal isn't just a guide — it's a multiplier. Three places members typically see real returns in year one.

$3,840/yr

Stop bleeding interest

The average riba-debt holder pays this in interest alone. Maal's payoff plan eliminates it — typically inside 18 months.

7.5%avg yr

Start halal investing

Most beginners never start because they're afraid of doing it wrong. Maal explains the basics in plain language and points you to halal options — you decide what fits.

Zakatmade simple

Pay what you owe — without guessing

Many Muslims overpay zakat by guessing, or underpay (worse). The calculator walks you through each line and gives you a number you can act on. Done in 10 minutes.

* Figures based on typical first-year member outcomes. Your numbers will vary.
The Roadmap

Four stages, walked at your pace.

19 milestones, grouped into a sequence that builds on itself. No skipping ahead, no getting lost.

04 stages · 19 milestones
0105 steps

Foundation

Ground your finances.

Remove interest, stabilise cash flow, audit your income. Where everyone starts.

0204 steps

Savings

Build the buffer.

Save with intention — emergency, hajj, home — automated and named.

0305 steps

Investing

Grow halal wealth.

Halal ETFs, screened brokerages, no riba — explained plainly so you can pick what fits.

0405 steps

Advanced

Obligations & legacy.

Zakat, Islamic estate planning, sadaqah, waqf. The last mile, done right.

Pricing

The roadmap is free, forever.

Premium connects your accounts and gives you a live snapshot of what you own, what you owe, and what each milestone is worth in real dollars. Pricing is still being figured out — leave your email and you'll be first to know.

Free
$0forever
Start the roadmap.
  • First 3 milestones
  • Basic zakat calculator
  • Halal product directory (read-only)
Get started
PremiumComing soon
Pricing TBD
Connect your accounts and see your full halal financial picture — net worth, expenses, and the dollar value of every milestone you complete.
  • Connect your accounts — banks, brokerages, cards
  • Live net worth & spending snapshot
  • Projected net worth from your savings & investments
  • Per-milestone savings & earnings estimates
  • All 19 roadmap milestones unlocked
  • Full zakat calculator + yearly records
Join the waitlist
Mission
Most Muslims grow up without ever being taught money. Maal exists so that not knowing isn't a tax you pay for the rest of your life — and so that “halal” never has to mean “harder.”
Begin

Your money, finally yours.

Free to start. The roadmap, the zakat calculator, and the halal product directory are yours from day one — no card required.

Get started free